Commercial Line Insurance
BOP
Through such leading national carriers such as The Hartford, Travelers and Zurich we offer your customers a wide range of coverage that protects them from risks to their property, including reimbursement for loss of income and protection from lawsuits that could cost them their livelihood.
We offer a broad range of BOP class codes that cover your office, retail, service and wholesale distributor clients. Within those categories, some of our carriers offer classifications for lessor’s risk, hotel/motel, apartment and condominium business owners.
We also have some availability with a limited number of carriers within the business owner’s policy for certain types of restaurants and manufacturers. Be advised that these generally have additional underwriting requirements and coverage limitations may apply.
Commercial Auto
Through our carrier partners that include The Hartford, Progressive, Travelers, Zurich, and Unitrin, we offer broad coverage that protects your clients from the risks of lawsuits as a result of damage or injuries caused by their use of business vehicles. We also offer coverage for damage to the vehicles themselves.
We are a very competitive source for your wholesaler, distributor, manufacturer and contractor clients. Generally our markets require that businesses operate within a 500-mile radius. In most cases, we can accommodate all vehicle types, including semi-trailers.
Other Commercial (Includes General Liability, Inland Marine and Package)
We offer coverage for businesses such as restaurants, automobile service and condominium owners, and have additional class codes available. We have markets for small artisan contractor class codes, including classifications such as janitorial, lawn care, upholstery and interior decorating. These and others are available with certain underwriting restrictions or limitations.
Our carrier partners include Philadelphia, The Hartford and Travelers.
Worker’s Compensation
Limonette is a great source for Workers’ Compensation for the majority of your business customers. We provide standard, state-approved coverage that compensates your customers’ employees for work-related injuries as well as from lawsuits that may occur as a result of injuries to their employees.
We have markets that offer coverage and competitive pricing for a wide variety of class codes, including businesses engaged in retail, wholesale, service and manufacturing. We also have markets that are willing to provide coverage for new ventures and customers with a prior lapse in their coverage. And we can offer quotes for some construction classifications, although special rules apply to these types of risks.